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When it comes to your final arrangements, shouldn’t you make the decisions? The arrangements you make will reflect your exact wishes and desires. Pre-arranging your own service will help to ease the burden of your loved ones. It will also alleviate any questions, problems or differences, which can occur among family members.

Pre-payment will protect you from the rising cost of prices, and it will not be a financial burden on your loved ones. When you plan ahead you know that your wishes will be fulfilled.

Arrangements can be made in the comfort of your own home by clicking the button below. Fill in as much as you are comfortable with and we’d be pleased to meet with you to discuss further. See the form below for details.

Meaningful memorialization of a loved one’s passing can transform, heal, and comfort us. It highlights our loved ones’ sacrifices, reminds us of the things that they value, and inspires us with their life stories.

Have the Talk of a Lifetime, a program created by The Funeral and Memorial Information Council, was designed to help families have meaningful conversations about the things that matter most in their lives. These discussions can give important insights to the people they left behind — insights that can be used to honor and remember the lives of their loved ones.

Why is having the talk of a lifetime important?

Although we might have daily conversations with our loved ones, the most meaningful and deep ones don’t always happen. Having this kind of conversation can make a huge difference — it can help us see our loved ones in a different and more positive light, it can teach us valuable lessons, it can give us a clearer picture of the things they love, it can bring us closer together, and it can help us reaffirm to them how much we love them.

Who should have the talk?

We could have the talk of a lifetime with anyone we value, cherish, and love. It could be our grandparents, our parents, our siblings, our uncles and aunts, our cousins, our spouse, our children, our grandparents, or our friends. It also doesn’t have to be done only when we feel we are or someone we love is at the end of their life. We’ll never really know what the future holds, so let us take the opportunities we still have with them while we still can.

How do we start the talk?

We shouldn’t really wait for a special moment to start having these kinds of talks. We can do it anytime and anywhere, when we and our loved ones are comfortable — at home while we’re having meals together,out for a walk, gathered as a family, or playing games.

We could also sometimes start with visual prompts, like a photo or an entire photo album, a memento, or a souvenir. We can open up about past experiences while we’re at memorable place, such as a church, a favorite restaurant, or an old park. These can be great ways to start a story.

May we always treasure every moment of our lives and have meaningful conversations with the ones we love.

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Stegenga Funeral Chapel has qualified staff to help you decide if pre-funding is right for you and to help you sort through the options. We are here to help, come in and talk to us.

Every family situation is different…by looking at the options we can help you make a plan that benefits your family and puts everyone’s minds at ease.

One Time Payment

Your funeral plan can be paid all at one time and the funds will be placed in a funeral trust account or a funeral insurance policy. Your funds will be held until the time of death, then they will be used to pay for the services you selected.

Payment Plans

There are payment options available that meet most budgets. Payments can be set up monthly, quarterly, semi-annually or annually. Plans can be set up for three years, five years or even 10 years, depending on your age. Payments vary depending on your age and the cost of your funeral plan.

Standard Life Insurance

Stegenga Funeral Chapel will also accept an assignment of a Life Insurance policy at the time of need. The assignment must be approved by the funeral home and the life insurance company.

When applying for Medicaid becomes necessary, standard life insurance policies frequently must be surrendered for their cash value to qualify for benefits. Proceeds from a surrendered policy can be place in a funeral account.

Both funeral trust accounts and funeral insurance policies can be certified irrevocable by the State of Michigan Department of Human Services making them an exempt asset when applying for medicaid.